During the rainy season of the year, my husband Matthew seems to be very busy with rebooting towers, and changing out injectors on the internet towers in town.  (He works for the city in the utility company, internet department)  It seems these towers and the computer parts of them are super technical and the slightest temperature change (hot or cold), makes them act weird, so this last weekend he was called out several times to reboot, change out injectors and one time had to turn on the AC in the tower room because the computer was overheating.  They also start being tempermental when it rains, or they are hit by lighting,  which happens OFTEN!!! 

Matthew stayed at work late last night due to in house internet problems with the networking and obtained another 2 hours of over time (I think we are at 11 hours on this paycheck so far, and we have until the 15th of the month to obtain more.  I am assuming he will obtain at least 2 more hours between today adn the 15th) 

Matthew wants to SPEND IT on toys of course.  A computer game, or more memory for the computer, or a new MP3 player.  He truly is a kid at heart, and takes after his father on this.  My hubby and his father are into every electronic out there.  We don't have the money to waste on such luxuries, but it sure is nice to dream about it.  Honestly, we have more than most people do in the area of elctronics probably, but no where near all the electronic toys that his father has (9 cameras and you can only shoot one at a time. LOL  His father also has several computers, etc. etc.)

So we have decided to build up our emergency savings account again.  We had to almost clear it out recently when Medicare came back on us asking for the sales money of my parents house after they both died.  At first they told us they were not coming for it, and myself and my two brothers has received our 1/3 of the house sale.  We spent part of ours, and then had to pay the rest back to Medicare, so that almost cleared us out!!  We currently have $1000.00 in savings and we would like to build it back up soon.  So we are taking anything above and beyond Matthew's regular paycheck and putting it into this emergency fund savings account.

We are also trying to build back up our personal Christmas account money, since some of the money we had to give Medicare was earmarked (but not in a separate account), for Christmas presents this year!!  I plan on making many gifts this year and have already gotten a good head start on them, but we will buy Noah some gifts (at 2 he isn't much into homemade gifts. LOL But I do plan on making him some flannel PJs with some cute frog flannel I already have on hand).

This is just something on my mind right now I guess.  FINANCES!!!  It is a bad word in this house. LOL Almost as bad as a four letter word in some cases. LOL  We are blessed though, I must say.  My brother payed for our other portion of the money owed to Medicare ($10,000.00.  OUCH!!), and besides that, we only owe our mortgage.  We have a plan to pay my brother back and should be done with this $10,000 debt to him (interest free....thanks bro) by December 2009!!!  We have no car payments, no credit cards, no hospital or doctors bills, and no bank or other personal loans except the mortgage and this loan, so we are very lucky.  I just HATE oweing money, and especially to family like this!!!