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This is a blog about my life, however boring it may be. LOL I will talk about family, friends, homemaking, decluttering, organizing, crafts, sewing, cooking and might even offer some of my own recipes, and tutorials for things I make. Stay tuned, this blog is always a'changin'.

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Tuesday, July 8, 2008
Debit Card Charges we DID NOT MAKE!!!

I try to keep a close eye on our banking accounts now, because some mysterious charges started popping up lately.  I hate numbers, and balancing the check book.  And I do mean HATE it.  LOL  We have started using more cash because of this!!  I hate writing out checks and mailing our bills (and buying stamps and more stamps), so most of our bills are paid online is at all possible!!

I checked our accounts last night (we have two bank accounts, and one savings account),and was shocked at what I saw.  On our account with the debit card (Matthew uses this account so he doesn't have to carry alot of cash, or a checkbook with him) there were two charges on Sunday for gas.  One was for $50 and the other for $65.00!!!  Now to some of you, this may not be shocking, comsidering the high prices of gas lately.  The suprise is because, we had decided since it was my car, and it mostly sits in the driveway most of the time until I need it, and because there are people out there draining your gas tanks while you sleep, we would NOT fill it up, but simply put $20.00 of gas in it!!!

As soon as Matthew came back downstairs I mentioned to him that I thought we only put $20.00 of gas in the tank.  He said I did hun, why what is wrong???  I showed him the computer screen showing the two debits.  And neither were for $20.00!!!!  So Matthew is calling the store where we bought the gas today and asking them to remove BOTH charges and then charge us for only $20.00.  If this doesn't work, we will have to fight the bank over the charges.

I thought using a debit card for purchases like this was safe, because no one else handles the card.  Matthew swipes the card at the pump and then the password, and collects his receipt each and every time we do this.  If this continues to happen, I am going to have to make Matthew carry a small amount of cash for gas purchases!  Crazy!!!  I hope he gets this settled quickly today.

 

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Tuesday, July 8, 2008 - Untitled Comment

Posted by Sweetmama2
I have been checking mine too and you know what I have found. That there are places that tack on charges because you are using a card and not cash. Check and debit cards used to be the same as cash but not so anymore. I found only 2 $12 chages last month and argued over it and you know what my bank said. That they can not remove charges on debit cards. So basically I am out of the money unless the place such as you gas station removes the carges.
Peg (sweetmama
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Tuesday, July 8, 2008 - Untitled Comment

Posted by GypsyFarmGirl
people are learning to swipe folks numbers off the screen, its a device they use to get the " debit " numbers off the pump without physically having the card itself... Something to think about.... SO sad really so sad.
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