Posted in Frugality-Simplicity

We utilize each January as a major checkpoint in our budget review. During this month I challenge myself in ways that are not typical of the rest of the year. None of us are going to be frugal about every purchase (or lack thereof) every day of the year, but checkpoints help to keep our budget in line. This week I posted about shopping smart while scooping up after Christmas sales. Today I offer you a challenge that will allow you to begin saving money TODAY!

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