Only three months left in the year and time to get serious so that we can meet some goals we set for ourselves at the beginning of the year. I have two more months to finish getting our 3-month buffer into our savings account. I will deposit some money tomorrow. We had hoped to get there this summer, but buying the 3rd vehicle put that off a few months. I am happy that we'll get there by the end of 2008, though. Then we'll take that money and use it to pay off my dh's car by the end of 2009.

Although my husband was told he'd get a raise in September, it didn't happen. So, he is going to press the issue this month with the person who mentioned it to him. He's WAY overdue for a raise as it's been almost 4 years without one. We have had less and less each month to work with as living expenses have risen, so I am praying that this goes through. I am so thankful for my job which helps get us through each month.

Tonight, I'll be taking inventory of all that we have here at home - food and everything - so that I know what items I need to buy and what I'm not going to need at all. Although I love my rebate shopping, unless I am going to get an item totally free, I am not picking it up. I am well-stocked on all kinds of personal hygiene items. I am also pretty full regarding groceries, so will plan some menus based on what I have here now and only buy what I need to complete them. I want to clear out our food stash and start again without a lot of processed and unhealthy foods here. We all need to go back to eating more veggies and leaner meats. It's time to get VERY serious about healthy living. Because I cannot eat gluten or nightshade foods, it's pretty time-consuming to plan meals. But if I go back to a basic evening meal of lean meat, salad and side veggies, then I don't have to plan too much.

Well, I'm tired and I need to help my son with his homework, so I best get offline ... have a great evening!