Life in Tee Harbor, Alaska

Credit Card #2 is PAID!

2:06 PM, Monday, January 28, 2008 .. Posted in Frugal Tidbits .. 6 comments .. Link
I forgot to share this:  The end of last month I paid another credit card in full!  Yea!!!  About a year ago I found a radio program called Money Matters with Howard Dayton (www.crown.org) and since then have really buckled down and am eraticating debt.  I began with 3 credit cards (about $19,500 owing), and am now down to just one.  That one will be paid off by the end of the year.  My truck will also be paid off by then.  I am so happy!  Then that money will go toward paying off our house...  We will be totally debt-free by September 2011 - that is less than 4 years.  What an accomplishment that will be - to pay a 15 year loan in just 6 short years.  Just think how much that will save us in interest expenses!  I just have to keep focused on this goal...listening to the radio program every day really helps.  Reading other people's blogs on saving money is also a great motivator for me.  Keep those ideas coming!!
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2:51 PM, Monday, January 28, 2008 .. Posted by Citygal
Oh Wow!! That is so fantastic! How have you done it? I'd love to know. My dh and I have just had to take on a mortgage, and we hate it, and really want to commit to getting it paid off as soon as we can.
Rachel from New Zealand

Congratulations!

3:27 PM, Monday, January 28, 2008 .. Posted by Anonymous
We have been doing Financial Peace University (fpu.org) and have been paying our way to debt free living as well. It is such a good feeling each time a debt is paid, isn't it? Keep up the good work ;)

Sarah D.

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4:20 PM, Monday, January 28, 2008 .. Posted by gabbie427
I have listened to that program before on our local Christian radio station. Congrats on getting the credit card paid off!!! Don't you feel fantastic??? And getting the truck and the other paid off by the end of the year, wow! And the house within a few more short years....awesome girl!!!

We currently have no debt except for our house payment. We are going to refinance this year and it should cut our house payment in half, but we will still make the full payment as we are now. We are hoping this will take our 28 years left of a mortgage to about 8-9 years!!!

God's Blessings,
Amy Jo

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5:23 PM, Monday, January 28, 2008 .. Posted by haflinger
That is great..I've never heard of that radio station.. But i say...HIP HIP HORRAY ...to you...
Blessings /haflinger/Sister Brenda

Woo Hoo!

6:21 PM, Monday, January 28, 2008 .. Posted by mulberrylane
I am so happy for you! Thanks for sharing, it is such an encouragement to know it can be done!

Warmly, ~Melissa

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7:11 AM, Tuesday, January 29, 2008 .. Posted by morningsunshine
oh how wonderful!!!!! We have only our van - which we bought new, with 0% interest, so we are not paying it off early - instead we are putting the extra money we have each month on the house, which has a 6.25 %. and those are our only 2 debts. We'll pay off the van in a year and a half, and the house, at current schedule, in 8 years. but I want to speed that up.

BUT - HOW EXCITING! I love the knowledge that I will be debt free soon, ya know? imagine what you could do with your money!

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